Is Equity Release Right For You?

Before considering an equity release plan you should ask yourself the following questions:

Firstly, 'are you prepared to use the value locked up in your home?'

If the answer is yes, you should also ask yourself, 'have you considered the alternatives to equity release?'

There are 4 main alternatives to an Equity Release Plan...

Move to a less expensive property and use the surplus funds to meet your income or capital needs.
Use any existing resources, such as investments.
Use assistance from family, grants or unclaimed State Benefits.
Do nothing and pass on the value of your home when you die, less Inheritance Tax.

Having considered the alternatives, the next question is 'have you gathered sufficient information to enable you to make a decision that you and your family, are happy with?'

Finally, - if you've got this far you may well ask yourself - 'why didn't I do this sooner?'

Whilst an equity release plan can provide you with benefits it is not suitable for everyone. Is some cases there can be drawbacks which outweigh the benefits. For this reason, we advise you to get impartial advice from a specialist adviser first.

We believe that obtaining impartial advice from a specialist equity release adviser is crucial if you are to make a decision on the right type of equity release plan and avoid making a mistake that you may regret for life.

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Why Use Us?

Independant of all providers
Equity Release Specialists
Free Quotation
No Home Visit
No Presure

THIS IS A LIFETIME MORTGAGE OR HOME REVERSION PLAN.
TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION

Equity Released 4 U is a trading name of Berkeley Consultants UK Ltd who are Authorised and Regulated by the Financial Services Authority.
Berkeley Consultants UK Ltd is entered on the FSA register under reference 457463. The FSA do not regulate National Savings products, personal and commercial loans, wills/will writing, utilities, book sales or some forms of mortgage, tax planning, inheritance tax planning, offshore funds or equity release schemes.

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Berkeley Consultants UK Ltd, 190 Chiswick High Road, London, W4 1PP, England

This website refers to both home reversion plans and lifetime mortgages. To understand the features and risks, ask for a personalised illustration.

You can choose how we are paid for mortgage advice: we can accept commission for the lender or you can pay a fee, usually 1% of the loan amount.