Equity Released 4 U
Impartial advice from the experts

 

 

 

Is Equity Release Safe?

It is fair to say that the equity release market of today is safer than it has ever been. Both Lifetime Mortgages and Home Reversion Plans are now regulated by the industry watchdog, the Financial Services Authority (FSA).

Advisers who practice advising on Equity Release must now also have specific qualifications in this specialist field.

The market is also protected by an industry body known as SHIP (Safe Home Income Plans). Set up in 1991, SHIP is dedicated entirely to the protection of plan holders and promoting only safe equity release plans. Their Code of Practice has been welcomed by Age Concern.

We consider the safety of our customers as paramount. As such, we will only recommend a plan that has met all the standards and guarantees set by SHIP.

Some of these guarantees are as follows:

  • The right to remain in your home for as long as you choose.
  • The freedom to move to another property without financial penalty (subject to lenders' criteria).
  • That you will never fall into negative equity no matter what happens to house prices in the future.
  • Independent Legal Advice from a solicitor of your choice.

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Why Use Us?

  • Independant of all providers
  • Equity Release Specialists
  • Free Quotation
  • No Home Visit
  • No Presure
 
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0208 994 2021


By submitting this information you have given your agreement to receive verbal contact from us to discuss your equity release requirements.






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THIS IS A LIFETIME MORTGAGE OR HOME REVERSION PLAN.
TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION

Equity Released 4 U is a trading name of Berkeley Consultants UK Ltd who are Authorised and Regulated by the Financial Services Authority.
Berkeley Consultants UK Ltd is entered on the FSA register under reference 457463. The FSA do not regulate National Savings products, personal and commercial loans, wills/will writing, utilities, book sales or some forms of mortgage, tax planning, inheritance tax planning, offshore funds or equity release schemes.

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Berkeley Consultants UK Ltd, 190 Chiswick High Road, London, W4 1PP, England

This website refers to both home reversion plans and lifetime mortgages. To understand the features and risks, ask for a personalised illustration.

You can choose how we are paid for mortgage advice: we can accept commission for the lender or you can pay a fee, usually 1% of the loan amount.